We are living in an increasingly competitive society that is constantly changing the way people live their lives. This has led many people to aspire for something better, something more luxurious. One of the most sought-after luxuries is a house. If this is one of your dreams, to own your own home, then you need to start by believing that you will get it. Think about what your house will look like, how it will feel to live there, even what fragrance it will have as you walk in the door. This way, you have a target to aim for. You can start small – don’t dream of a mansion when you know your budget is cottage, but its very often what you do with the house that makes it a home, not the size of it. Before you manifest your dream home, you need to set your realistic targets.
For many people, a house represents more than just a place to live. It is a home. It is where family memories are made and shared. A house is the crowning achievement for many people, and it can be the symbol of what they’ve accomplished in life. I will say again – this does not have to be a huge home. An apartment, a cottage, or a canal boat are all dream homes. Life is what you make it, and your home is also what you make of it.
But with rising costs, it’s been increasingly difficult to afford to buy a home. The first thing you should do, is work out your budget. I mean, your budget for right now. In twenty years time your business may have taken off, or you might have won the lottery – but right now is when you want to buy a home. So, work out what you can afford with a mortgage calculator, and then check to see whether your outgoing are correct. If you need to start saving, now is the time.
Once you have started to save for a deposit, and all the solicitors fees, start thinking about the size of house you would like, for the mortgage you can get. Start storing up mood boards on Pinterest of the fantastic design ideas that you come across. Print out pictures of your dream bedroom to put on the fridge for when you are tempted to spend money you don’t have on a takeaway!
Once you are in a place to start looking around for a new home, this is the fun bit! Get registered on Rightmove to make sure you get notified of all homes for sale within your budget. I would go a little bit over, as some people do accept offers. When you view houses, make sure you take into account your own style, not the current homeowners. They might like bright yellow walls and chintz, but you should see past that and imagine it in your own style.
When you have made an offer on a house, make sure you look to see what sort of mortgage you should get. Check to see what the payments will be and make certain that you can afford it. Then, the fun begins. Get shopping in charity shops and jumble sales. You can find great pieces for your new home at bargain prices by upcycling them.